Today there is a lack of control related to the management of EV charging sessions, which is a major problem in the market and involves a lot of credit risk for oil companies and service stations. In order to make EV charging a profitable business, new business models and control mechanisms need to be built in.
This can be done by applying limits as is already the case with traditional fuels today, where oil companies can define all kinds of restrictions and rules to control their network. The end customer can also manage and control their expenses by applying rules and restrictions on where/when/how much/… an EV driver can charge.
How to prevent credit risk?
A request to refuel/recharge can be initiated via different means of identification. The authentication and authorization of requests are processed in the backend. Security is a very important element in the ID authentication, which entails the process of confirming the correct identity to ensure confidentiality and integrity of all data. We use encrypted keys to communicate, and transactions from the POS, Terminal or Host are routed to the ICASA online Authorization Center via secure connections (Host2Host, Pos2Host, Term2Host). Which secured connection is used depends on the forecourt equipment used on the sites and the configuration but we can connect with different hosts.
Authorization Engine
Once the driver is authenticated, the authorization process starts where configurable rule sets are applied to verify if the driver is allowed to refuel/recharge. When the transaction is valid, the response is communicated to the host, payment terminal or POS, and the driver can proceed to refuel/recharge. To fully manage credit risk, following restrictions can be applied per customer/card:
– (customer) credit limits
– amount per refill
– number of transactions
– authorized types of energy (petrol, gas, hydrogen, electricity, …)
– authorized services (shop purchases, carwashes, parking, loyalty, …)
– geolocations (permit card usage on certain stations of a network)
– …
UNIMOT - AVIA Poland manages their fleet cards and transactions via ICASA
As a rapidly growing ambitious organization UNIMOT S.A. is developing a network of petrol stations in Poland under the AVIA brand.
“To support our growth and to make our stations future proof, we were looking for a solid partner with expertise in station and fleet card management,” Adam Sikorski – CEO of UNIMOT – clarifies. “We chose ICASA to streamline and centralize the management of our stations and fleet cards, as well as the handling and the authorization of transactions.”
“For our fleet card management, UNIMOT uses the ICASA Authorization, which comprises the registration, authorization, controlling and processing of transactions and cards. All transactions are sent to the authorization server which has a real-time connection with the ICASA Suite or any other ERP-system that companies may use. The advantage is that both card publishers as well as card holders always work with the most actual data and have an actual overview of the fuel cards, which is of great added value to us.”
Are you ready for the future?
We guide our customers technologically through their transition to multi-energy and provide the necessary POS/BOS/HOS support for all energy types. More and more customers of the ICASA Suite are evolving to this multi-energy approach and are currently involved in hydrogen and electrical charging projects.
Do you want to learn more how you can guarantee the highest security level for fuel and EV transactions? Stay tuned! Or do you need help in getting your service stations ready for the future? Follow us on LinkedIn or just reach out and we’ll gladly guide you through any multi-energy challenges you might have.
Pic: 123rf / UNIMOT – AVIA Poland
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